"In general, do not have to talk about some special the identity of this expert, compared with a credit expert – said Julia Vinci. – The difference between them, especially in the sphere of the duties performed. The standard package includes a mortgage broker operative selection of profitable customer mortgage program, help in proper design of the required set of documents for submission to the bank, as well as the formation of the bank's positive portrait of the borrower. " "In the area mortgage works by banks. Some of them offer some mortgage programs, and each – its conditions, requirements for the borrower and the lending facility. Understand such an abundance of proposals on their own very difficult. Choose the most suitable for specific consumer mortgage program can only be a qualified specialist, who owns all the information about the mortgage market and has extensive experience in this sphere ", – adds portrait specialist Elena Panova, Director of the Center of mortgage programs MIEL-Real Estate.
If primary education credit expert is in a relatively short period of time, considering all the nuances of mortgages, "Nurtured" qualified mortgage broker for a short time and only on its own is problematic. The yield suggests the market itself: the union of the companies concerned in the association. Speaking about the need to train and to train specialists in the field of mortgage lending, Paul Sozinov, vice president of the Association of Realtors, St. Petersburg and Leningrad region, observes: "The problem is that nobody really knows who he is such. .
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